Taking it a step additional, you will get a card that provides bonus cash back in relevant classes, like one of the playing cards described above. A card that provides 5% on home improvement, for instance, generates a more-or-less-instant $50 in savings on a $1,000 project. The simplest way to make use of bank cards to avoid wasting on home improvement is to earmark your rewards for home purchases. For example, use a flat-rate cash-back card to earn 1.5% or 2% money back on each purchase everywhere, then redeem these rewards for assertion credit score against purchases made in your …