But private loans are a lot more accessible than HELOCs or home equity loans for some. If you don’t have a lot fairness in your home to borrow in opposition to, a personal loan could be a good way to pay for home renovations. The low, fixed interest rate makes a home equity mortgage a good option if you have to borrow a large sum. So the amount you’re borrowing wants to make the added cost value it.

If you hire your personal home and apply to your native authority for a disabled services grant, you will need to get …